Travel Insurance, also referred to as visitor insurance or overseas medical insurance is a special facility offered by insurance companies in India to cover you against the following unforeseen situation while travelling abroad:
- Personal Accident
- Medical Expenses*
- Loss of Passport
- Trip Delay
- Trip Cancellation
- Baggage Loss
- Risks while travelling abroad
* Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
It would not be wrong to say that travel insurance is the backbone of every travel plan. You cannot be at peace without having one in hand. The plan will help you get compensation in case of any unforeseen event occurring during a trip.
Investing in an appropriate travel insurance plan is beneficial. With the frequency of unforeseen events increasing on a daily basis, it has become crucial to keep a backup plan that helps you handle emergencies with ease. Uncertain events such as terrorist attacks, thefts, and robbery are some of the most common ones a traveller comes across. You don’t have an idea how bad it can get when you are encountered with such events in an alien destination.
Having a travel insurance policy in hand will help you ensure complete protection all through the trip and even offers you compensation when an emergency strikes. No wonder investing in a good travel insurance plan tops the list of any travel plan. Remember that a vacation package is incomplete without travel coverage.